Savings Goal Calculator

Enter your goal, current savings, monthly contribution and rate to see exactly how long it'll take.

Goal amount ($)

Current savings ($)

Monthly contribution ($)

Annual interest rate (%)

—

Target date—

Total contributed$0

Interest earned$0

Final balance$0

About this tool

This works forward month by month: interest accrues, your contribution is added, and it checks whether you've hit the goal. It's the mirror image of a compound-interest calculator — instead of what a fixed timeframe grows into, it tells you how long a specific target actually takes.

If it never gets there

With $0 monthly and 0% interest, a goal above your current savings is simply unreachable — flagged, not faked. A planning estimate only; real rates change over time.